> For the complete documentation index, see [llms.txt](https://docs.getbold.io/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.getbold.io/checking-account/balance-breakdown.md).

# Balance Breakdown

* Access your Checking Account balance breakdown by hovering over the Checking Account balance section

<figure><img src="https://3458648779-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FfX5DReqJv5E3y7yE5s9N%2Fuploads%2FSGOfO3oSKUcGpS07fOL7%2FScreenshot%202025-06-17%20at%204.25.12%E2%80%AFPM.png?alt=media&amp;token=83d5466e-780c-453e-b254-a33aceec5280" alt="" width="345"><figcaption></figcaption></figure>

* Click the `More detail` button to bring up more information.

<figure><img src="https://3458648779-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FfX5DReqJv5E3y7yE5s9N%2Fuploads%2FSPw5ENjcPDCE1HcGZFuY%2FScreenshot%202025-06-17%20at%204.25.28%E2%80%AFPM.png?alt=media&amp;token=0d99b66e-9014-4e05-a70f-652d162ff029" alt="" width="375"><figcaption></figcaption></figure>

<table><thead><tr><th width="157.9296875" align="center">Balance Type</th><th width="415.9375" align="center">How It Is Calculated</th></tr></thead><tbody><tr><td align="center">Cleared Cash</td><td align="center">Cash in your account that has passed the hold criteria</td></tr><tr><td align="center">Pending debits from cleared cash</td><td align="center">Any pending payments or sell orders from your Cash wallet  </td></tr><tr><td align="center">Available to Withdraw</td><td align="center"><code>Cleared cash</code> minus <code>Pending debits from cleared cash</code></td></tr><tr><td align="center">Cash on hold</td><td align="center">The sum of all cash in your account currently under a hold period</td></tr><tr><td align="center">Pending debits from cash on hold</td><td align="center">Any pending payments or sell orders with your cash on hold</td></tr><tr><td align="center">Available to trade</td><td align="center"><code>Available to withdraw cash</code> and <code>Cash on hold</code> minus any <code>Pending debits</code> from cash on hold.</td></tr><tr><td align="center">Pending Credits</td><td align="center">Any credited cash to your account that has not fully settled into your account.</td></tr><tr><td align="center">Total</td><td align="center">The sum of your <code>Available to trade</code> and <code>Pending credits</code> (this covers the total cash in your account minus any outstanding debits)</td></tr></tbody></table>
